AIZ – Assurant, Inc.

Assurant, Inc. (AIZ) – Monthly Stock Report for November 2025

Publication Date: November 12, 2025

Company Overview

Assurant, Inc., headquartered in Atlanta, Georgia, is a prominent player in the insurance sector, specifically within the Property & Casualty industry. Established in 1892 and originally known as Fortis, Inc., Assurant has transformed into a leading provider of protection services. The company operates globally across North America, Latin America, Europe, and the Asia Pacific, with its operations primarily divided into two critical segments: Global Lifestyle and Global Housing.

The Global Lifestyle segment focuses on delivering mobile device solutions, extended service contracts for consumer electronics and appliances, vehicle protection, and commercial equipment services. Meanwhile, the Global Housing segment offers various insurance products such as lender-placed homeowners, flood insurance, renters insurance, and voluntary coverage for manufactured housing and condominiums. With over a century of commitment to comprehensive protection solutions, Assurant positions itself as an essential component of the insurance industry, reinforcing its role within the Financial Services sector.

The Property & Casualty sector is currently receiving a strong “buy” recommendation, buoyed by favorable market conditions and projected growth. Assurant’s current stock price, along with its impressive revenue metrics, further indicates significant upside potential for retail investors.

52-Week Price Performance Analysis

Assurant, Inc. is experiencing a bullish trend in its stock performance over the past year. Currently trading around $225.67, the stock sits comfortably between its 52-week high of $230.55 and 52-week low of $174.97.

Technical Analysis

• Current Price: $225.67
• 50-Day Moving Average: $213.947 (above this average signifies positive momentum)
• Support Level: Approximately $210 – a key area where the stock has rebounded multiple times, as evidenced by trading trends.
• Resistance Level: Near $230 – historical price struggles at this level suggest a potential ceiling to price movements.
• Price Momentum: Notably, the stock reflects a 7.35% increase from the aforementioned support level, indicating strong momentum.

In recent weeks, Assurant’s stock has demonstrated considerable strength, consistently breaking past previous resistance levels on higher trading volumes, which is an encouraging sign for future performance. The convergence of the current price and moving average indicates strengthening momentum, suggesting an increase in bullish interest.

Actionable Insights

• If the price holds above $230, a breakout may occur, leading to further gains.
• Conversely, should the stock drop below $210, it could indicate potential bearish trends, requiring vigilant monitoring.

Financial Performance and Metrics

Assurant’s financial fundamentals corroborate its positive outlook. The company boasts a total revenue of approximately $12.57 billion, supported by impressive third-quarter results.

• Q3 Net Income: $265.6 million, or $5.17 per share – a significant 99% year-over-year increase.
• Adjusted Earnings per Share: $5.73, outperforming analyst estimates of $4.23.
• Total Revenue for Q3: Increased by 8.9% to $3.231 billion.
• EBITDA: Stands at approximately $1.41 billion, reflecting robust operational performance.

These results have led to an optimistic adjustment in the company’s full-year outlook, with expectations of low double-digit growth in adjusted earnings per share and nearly 10% growth in adjusted EBITDA, excluding reportable catastrophes.

Valuation Metrics

• Shares Outstanding: 50,081,110
• Shorted Shares: 787,453 (short percentage of 2.39%, indicating moderate short interest)
• Current Stock Price: $225.67 vs. high target price of $265.00, indicating potential for appreciation.

Recent News and Developments

Assurant remains committed to generating shareholder value, as evidenced by the recent news surrounding its financial performance:
– The Board of Directors approved an 11% increase in the quarterly dividend, raising it to $0.80 per share, marking the 20th consecutive year of increases. This reflects a commitment to returning capital to shareholders and improving yield attractiveness.
– These dividends are payable on December 30, 2024, to stockholders of record as of December 9, 2024.

Moreover, with the recent positive earnings report, Assurant has garnered elevated investor confidence and driven stock performance reflective of robust financial health.

Market Sentiment and Analyst Recommendations

The consensus among financial analysts is overwhelmingly positive regarding Assurant, Inc. The stock is rated as a “buy,” supported by a comprehensive analyst assessment indicating a collaborative average recommendation score of 1.57:

• Target Mean Price: $250.00
• Target High Price: $265.00
• Target Low Price: $232.00

These price targets affirm analysts’ optimistic view of the stock’s valuation trajectory. With potential upside of approximately 16% from the current price to its high target, it positions Assurant as an appealing investment opportunity.

Conclusion: Opportunities and Risks

Assurant, Inc. continues to showcase robust financial performance amidst a favorable market environment. The exceptional earnings growth, strategic dividend increases, and strong price momentum position the company as a likely candidate for investment consideration in the Property & Casualty sector.

Opportunities:
– Growing revenue and profit margins.
– Favorable analyst recommendations and high target prices.
– Historical performance aligns with solid growth prospects.

Risks:
– Economic fluctuations impacting the insurance industry.
– Price volatility near critical resistance levels.

In summary, Assurant, Inc. is well-placed for potential appreciation, but investors should remain attentive to market dynamics that may impact performance in the coming months.

Metric	Value
Market Cap	$11.3b
Total Debt	$2.2b
Total Cash	$2.1b
Shares Outstanding	50.1m
Float Shares	49.8m