HBAN – Huntington Bancshares Incorporated

Investment Analysis: Huntington Bancshares Incorporated (HBAN)

Publication Date: November 08, 2025

Company Overview

Huntington Bancshares Incorporated, headquartered in Columbus, Ohio, serves as the bank holding company for The Huntington National Bank. Since its establishment in 1866, Huntington has been at the forefront of the regional banking industry, partnering with both consumer and business clients to offer a comprehensive suite of financial products. These offerings encompass deposits, loans, payment solutions, mortgage services, and wealth management.

Positioned within the financial services sector, Huntington features innovative digital solutions like “24-Hour Grace” and “Money Scout,” in addition to specialized services designed for sectors such as healthcare, technology, and government. With a robust operational framework and commitment to enhancing customer experience, Huntington Bancshares remains a noteworthy contender in the regional banking landscape.

52-Week Price Performance Analysis

The stock price performance of Huntington Bancshares Incorporated (NYSE: HBAN) has exhibited a predominantly bearish trend over the past year. Currently priced at $15.69, the stock has witnessed fluctuations, reaching a 52-week high of $18.45 and a low of $11.92. This variability underscores a noteworthy degree of market volatility for HBAN shares.

Technical analysis suggests a clear downtrend, characterized by lower highs and lower lows, as illustrated by a green trendline on the price chart. An initial resistance level has emerged around the $17 mark, where price tests have repeatedly failed to gain traction. Conversely, a significant support level near $14 has historically attracted buying interest, making these levels critical for investor scrutiny.

Momentum indicators reveal the stock has consistently traded below its fifty-day moving average of $16.83, solidifying the ongoing bearish momentum. A double top formation spotted between July and September further corroborates concerns of a potential reversal from bullish to bearish sentiment. Recent trading patterns reflect attempts at recovery, yet continued resistance at moving averages signals the enduring bearish trend unless a decisive breakout occurs.

Key Price Levels:

• Current Price: $15.69
• 52-Week High: $18.45
• 52-Week Low: $11.92
• Resistance Level: $17.00
• Support Level: $14.00

Financial Performance and Metrics

Huntington Bancshares reported total revenue of approximately $7.5 billion, showcasing a solid financial performance amidst the prevailing dynamics of the banking sector. While specific Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) figures were unavailable, the overall revenue figure suggests a stable income-generating capacity, contributing positively to investor outlook.

With 1.57 billion shares outstanding and 97.14 million shares shorted–representing about 0.0759% of the company’s float–it indicates a moderate investor confidence level. The stock’s price of $15.39 signifies an attractive upside potential; analysts have set a remarkable target high price of $23.00, accompanied by a mean price target of $19.70. This forecast reflects a promising proposition for investors seeking growth opportunities in the regional banking sphere.

Financial Snapshot:

• Total Revenue: $7.5 billion
• Shares Outstanding: 1.57 billion
• Short Interest: 97.14 million shares
• Current Price: $15.39
• Target High Price: $23.00
• Target Mean Price: $19.70

Recent News and Developments

In recent weeks, several significant developments have influenced Huntington Bancshares:

1. Dividend Declaration: On October 17, 2025, the Board of Directors announced a quarterly cash dividend of $0.155 per common share, in line with previous quarters. Scheduled for payment on January 2, 2026, it signals the company’s commitment to returning value to shareholders.

2. Merger with Veritex Holdings: Completed on October 20, 2025, this merger expands Huntington’s footprint in Texas, significantly enhancing its asset base to approximately $223 billion. This strategic alignment is expected to bolster Huntington’s competitive advantage, as they broaden their branch network to over 1,000 locations.

These developments are indicative of Huntington’s proactive strategies aimed at growth and stability in an evolving market landscape.

Market Sentiment and Analyst Recommendations

Current market sentiment regarding Huntington Bancshares remains largely positive. As of November 8, 2025, HBAN shares are trading at $15.69, a slight increase reflecting bullish tendencies. Analyst consensus highlights an overwhelmingly optimistic view, with recommendations indicating a strong “buy” sentiment.

TD Cowen’s recent reaffirmation of a “Buy” recommendation, paired with an average one-year price target of $20.29, suggests an appealing upside of approximately 28.23% from the current price, further encouraging retail investors to consider Huntington as a sound addition to their portfolios.

Analyst Sentiment Summary:

• Current Price: $15.69
• Analyst Recommendation: Buy
• Average One-Year Price Target: $20.29
• Potential Upside: 28.23%

Conclusion

Huntington Bancshares Incorporated presents a compelling investment opportunity within the regional banking sector, backed by solid financials, strategic mergers, and favorable analyst sentiments. While the stock grapples with current bearish trends, its fundamental value, combined with projected prices, indicates significant upside potential. Investors should consider monitoring technical indicators closely, keeping an eye on key support and resistance levels to chart a prudent investment course in HBAN shares.

As always, investors are encouraged to conduct their own research and consult financial advisors to align investment strategies with individual financial objectives.

Metric	Value
Market Cap	$24.1b
Total Debt	$17.9b
Total Cash	$13.5b
Shares Outstanding	1.6b
Float Shares	1.4b