AMP – Ameriprise Financial, Inc.

Ameriprise Financial, Inc. (AMP) Monthly Stock Report – November 14, 2025

Company Overview

Ameriprise Financial, Inc. is a diversified financial services company based in Minneapolis, Minnesota, that has established a strong presence in the asset management industry. Founded in 1894 as American Express Financial Corporation and rebranded in 2005, the firm provides a comprehensive suite of financial planning and advisory services tailored for both individual and institutional clients. Ameriprise operates through various segments, including Advice & Wealth Management, Asset Management–under the Columbia Threadneedle Investments brand–and Retirement & Protection Solutions, which focuses on variable annuities and insurance products. Capitalizing on favorable market conditions, Ameriprise is well-positioned to leverage its robust operational capabilities, making it an attractive option for investors seeking opportunities in the financial services sector.

52-Week Price Performance Analysis

The stock performance of Ameriprise Financial, Inc. (AMP) over the past 52 weeks illustrates a predominantly bearish trend. Currently trading at $462.22, the stock is situated approximately 79.4% of its 52-week high of $582.05 and well above its 52-week low of $396.14. Notably, the price has witnessed a decline of around 17.27% throughout the year.

Key Technical Insights

• Current Price: $462.22
• 52-Week High: $582.05
• 52-Week Low: $396.14
• Fifty-Day Moving Average: $481.02

The analysis of the stock chart reveals a descending trend characterized by lower highs and lower lows, reinforcing a bearish sentiment in the market. The stock price has consistently traded below a downward-sloping trendline, indicating a lack of sustained bullish momentum.

Resistance Levels:
– A critical resistance level is identified at around $550, showing repeated failures to break upwards in previous months.

Support Levels:
– The support level stands near $450, where buying interest has emerged amid recent declines.

Additionally, the chart depicts a potential descending triangle pattern, which is often associated with bearish continuation signals. Recent attempts to stabilize around $459.42 indicate some resilience, yet the stock’s struggle to breach the moving average highlights ongoing downward pressures. Investors should remain vigilant for any breakout above the moving average, as this could signal a potential trend reversal.

Financial Performance and Metrics

Ameriprise Financial has showcased impressive financial strength, reporting total revenues of approximately $18.51 billion. The company delivered Q3 earnings of $9.92 per share, outpacing the Zacks Consensus Estimate of $9.60 and reflecting a 12.3% increase compared to the previous year. Quarterly revenues reached $4.61 billion, suggesting robust operational capabilities.

Key Financial Metrics:

• Total Revenue: $18.51 billion
• Q3 Earnings per Share: $9.92
• Quarterly Revenue: $4.61 billion
• P/E Ratio: Data not provided
• Float Shares: 92,541,523
• Shares Outstanding: 92,905,713
• Short Interest: 2.76% of float

While the company demonstrates strong revenue generation, the absence of specific figures regarding EBITDA detracts from a complete assessment of its operational efficiency and profitability. Nonetheless, the prevailing trends in both revenue and earnings could attract investors seeking solid assets in the financial sector.

Recent News and Developments

Recent activities at Ameriprise Financial have generated interest among investors:

• Dividend Announcement: The company declared a quarterly cash dividend of $1.60 per share, scheduled for payment on November 24, 2025, to shareholders of record as of November 10, 2025. This follows an 8% increase in the regular quarterly dividend, highlighting the firm’s commitment to returning value to shareholders.

• Share Repurchase Authorization: Ameriprise has authorized an additional $4.5 billion for share repurchases through June 30, 2027, reflecting confidence in its financial health.

In its recent earnings report, Ameriprise exceeded both earnings and revenue estimates, indicating positive momentum in its business operations. This juxtaposition of solid performance against the backdrop of market volatility renders the company an intriguing option moving forward.

Market Sentiment and Analyst Recommendations

Market sentiment surrounding Ameriprise Financial exhibits a mix of optimism and caution:

• Analyst Consensus: The average price target is projected at $533.18, with a high target of $594.00 and a low target of $434.00. This presents a potential upside of approximately 28% to 29% from the current valuation.

• Recommendation Ratings: An analyst recommendation key indicates strong positive sentiment with a ‘buy’ strategy endorsed across multiple analysts, yielding an average rating of 2.5. While this suggests bullish confidence, caution arises from mixed ratings where Morgan Stanley downgraded Ameriprise from ‘Equalweight’ to ‘Underweight’ due to concerns regarding slower growth compared to peers. Conversely, RBC Capital affirmed an ‘Outperform’ rating, raising the price target to $601.

Conclusion: Opportunities and Risks

In summary, Ameriprise Financial, Inc. presents a nuanced investment opportunity at this juncture. On the one hand, the solid financial performance, growing dividend, and substantial share buyback program contribute to a favorable outlook for investors; on the other, persistent bearish sentiment and mixed analyst recommendations warrant careful consideration.

As investors weigh these factors, maintaining a focused approach to following market trends and earnings dynamics will be essential to determining the future trajectory of Ameriprise Financial’s stock. Monitoring critical resistance and support levels will provide crucial insight into potential investment opportunities in the near term.

Metric	Value
Market Cap	$42.9b
Total Debt	$3.5b
Total Cash	$9.7b
Shares Outstanding	92.9m
Float Shares	92.5m