HIG – The Hartford Insurance Group, Inc.

Monthly Stock Report: The Hartford Insurance Group, Inc. (Ticker: HIG)

Publication Date: November 08, 2025

The Hartford Insurance Group, Inc., a leading provider in the Property & Casualty insurance sector, continues to showcase its steady growth trajectory and robust performance metrics. This report delves into the company’s recent accomplishments, stock performance, financial health, and market consensus, providing investors with a comprehensive analysis to inform their investment decisions.

Company Overview

Founded in 1810 and headquartered in Hartford, Connecticut, The Hartford Insurance Group, Inc. operates primarily in the financial services sector, specializing in a range of insurance and financial offerings. With a strong presence in the Property & Casualty insurance industry, the company serves both individual and business clients across the United States, the United Kingdom, and internationally. Its diverse portfolio includes business insurance products such as workers’ compensation and liability coverages, personal insurance options like automobile and homeowners policies, employee benefit services, and investment management solutions encompassing mutual funds and exchange-traded funds (ETFs).

Industry Position

The Hartford holds a prominent position in the insurance sector, recognized for its expertise in underwriting and risk management. The company’s commitment to innovation and customer service has established trust among clients, thus enhancing its competitive advantage in an increasingly crowded market.

52-Week Price Performance Analysis

The stock price for The Hartford Insurance Group (HIG) has shown a notable performance over the past year, with a 52-week range between $104.93 (low) and $135.17 (high). As of November 8, 2025, the current market price stands at $128.94, which is slightly below the 50-day moving average of $129.85.

Chart Insights

• Bullish Trend: The stock has established a generally bullish trend, indicated by an upward-sloping green trend line throughout the year.
• Recent Performance: After experiencing a pullback in October, the recent price action has demonstrated signs of recovery, bouncing back above the moving average and suggesting renewed buying interest among investors.
• Support and Resistance Levels: Key support is observed around the $115 mark, which has historically acted as a foundation during pullbacks. In contrast, the $135 level has proven to be a robust resistance zone, with selling pressure commonly observed near this threshold in September and October.
• Momentum Indicators: The blue moving average line indicates consistent price momentum, with the stock frequently trading above it, further reaffirming the bullish trend.

Overall, the technical analysis suggests that HIG’s stock is poised for potential continuation of its upward trend, provided it maintains levels above its key support.

Financial Performance and Metrics

The Hartford Insurance Group has reported substantial financial strength, characterized by the following key metrics:

• Total Revenue: Approximately $27.92 billion, reflecting the company’s solid operational capabilities.
• EBITDA: Estimated at about $4.87 billion, indicating strong earnings potential and effective cost management.
• Net Income: For the third quarter of 2025, the company reported $1.1 billion in net income available to common stockholders, marking a remarkable 41% increase from the previous year. This growth was attributed in part to a 7% increase in Property & Casualty written premiums and a 9% rise in Business insurance premiums.
• Dividends: The company also declared a 15% boost in its common quarterly dividend, now set at $0.60 per share, payable on January 5, 2026.

These metrics not only underscore the company’s robust financial health but also its ability to deliver shareholder returns through dividend growth.

Recent News and Developments

A slew of recent developments has surrounded The Hartford Insurance Group, driving positive market sentiment:

• Earnings Report: The release of record third-quarter earnings for 2025 has fueled enthusiasm among investors, showcasing the company’s resilience in a competitive market.
• Analyst Sentiment: Analysts from Keefe, Bruyette & Woods reiterated an “Outperform” recommendation and highlighted an average one-year price target suggesting a 13.79% upside potential from the latest closing price. Conversely, Wells Fargo lowered its price target to $140 while maintaining an “Overweight” rating, signaling cautious optimism.
• Brand Refresh: The Hartford recently unveiled a refreshed brand identity aimed at bolstering its appeal to small businesses. This strategic move is expected to enhance customer engagement and support long-term growth.

Such developments contribute to the overall positive outlook surrounding the firm.

Market Sentiment and Analyst Recommendations

The general market sentiment towards The Hartford Insurance Group (HIG) has been optimistic. The analyst consensus reflects this positivity with a mean recommendation score of 2.2381, classifying it as a “buy.”

Price Targets

1. High Price Target: $163.00 – Represents a significant upside opportunity for investors.
2. Mean Price Target: $141.50 – Acts as an attractive entry point for traders.
3. Low Price Target: $120.00 – Suggests a reasonable floor for the stock.
4. Median Price Target: $140.00 – Reinforces the stock’s potential trajectory in the near term.

With current trading at $128.94, investors have a favorable exit strategy, particularly if the stock aligns with analyst expectations.

Conclusion

The Hartford Insurance Group, Inc. stands out as a compelling investment opportunity within the Property & Casualty insurance industry, exhibiting solid financial metrics, positive market sentiment, and bullish technical indicators. While short-term volatility may pose risks, the company’s robust earnings, strategic initiatives, and dividend growth align to establish a promising outlook for both existing and prospective investors. As always, careful consideration of market trends and company fundamentals is advised for optimal investment decision-making.

---

Investors are encouraged to stay informed on market developments and perform due diligence when exploring opportunities within The Hartford Insurance Group, Inc.

Metric	Value
Market Cap	$36.1b
Total Debt	$4.4b
Total Cash	$4.4b
Shares Outstanding	279.6m
Float Shares	277.2m