Ameriprise Financial, Inc. (AMP) Monthly Stock Report - December 15, 2025

Company Overview

Ameriprise Financial, Inc., founded in 1894 and headquartered in Minneapolis, Minnesota, is a diversified financial services company operating both domestically and internationally. The company specializes in asset management within the financial services sector, primarily targeting individual and institutional clients through three main segments:

1. Advice & Wealth Management: This segment offers brokerage services and investment advisory accounts to enhance financial planning.

2. Asset Management: Under the Columbia Threadneedle Investments brand, Ameriprise delivers a variety of investment management products.

3. Retirement & Protection Solutions: This segment focuses on variable annuities and insurance products, catering to the growing demand for retirement planning.

Rebranded from American Express Financial Corporation in 2005, Ameriprise has positioned itself as a significant player in the asset management industry, which has garnered investment recommendations due to its favorable growth prospects.

52-Week Price Performance Analysis

52-Week Price Performance Chart

Price Trends and Key Levels

Ameriprise Financial's stock, trading under the ticker AMP, is currently priced at $495.30, following a challenging year marked by a downward trend.
The stock reached a 52-week low of $396.14 and a high of $582.05, suggesting significant volatility. Currently, it is hovering 6.25% below its peak and 25% above its lowest point. This positioning indicates a cautious market sentiment.

Support and Resistance Levels

• Resistance Level: Approximately $550 - The stock has failed to convincingly break through this level, which has acted as a ceiling for price movement throughout the year.

• Support Level: Approximately $425 - The stock has shown resilience at this level, bouncing back on multiple occasions, suggesting that buyers are willing to step in at these prices.

Moving Averages and Momentum

The 50-day moving average sits at $469.37, indicating that the current price of $495.30 rests above this line, a potential bullish sign. However, the 52-week chart indicates a predominantly bearish trend, with lower highs and lower lows marking the price action. A sustained upward movement beyond the critical $550 resistance is needed to confirm any trend reversal.

Chart Overview

The overall analysis from the 52-week price chart suggests a consolidation phase, where the stock may experience significant volatility as it approaches the upper resistance threshold. Investors should remain cautious, looking for confirmation in trend shifts before making significant moves.

Financial Performance and Metrics

Ameriprise Financial reported a robust total revenue of approximately $18.5 billion, showcasing a strong financial foundation bolstered by its diversified services. Recently, the company reported strong third-quarter earnings of $9.92 per share, exceeding analysts' estimates of $9.76 and marking a 9% increase in revenue to $4.89 billion.

Although specific details regarding EBITDA are absent, the financial health indicators imply a solid return potential:

• Current Price: $495.30
• Target High Price: $653.00
• Target Mean Price: $538.50
• Median Target Price: $540.00
• Dividend per Share: $1.60, yielding approximately 1.4%

These figures suggest that Ameriprise maintains strong earnings capacity, which could attract investors looking for compelling value.

Recent News and Developments

Recent news surrounding Ameriprise has drawn mixed reactions from analysts. Noteworthy events include:

1. Analyst Activity:
2. On October 1, 2025, Morgan Stanley reiterated its 'Underweight' rating on AMP, adjusting the price target downward from $530.00 to $484.00 due to concerns over slower organic asset and earnings growth compared to peers.

3. On October 3, 2025, BMO Capital initiated coverage with a 'Market Perform' recommendation, indicative of a neutral stance.

4. Corporate Milestones:

5. On October 9, 2025, Ameriprise celebrated its 20th anniversary as an independent publicly traded company. To commemorate the event, the leadership rang the New York Stock Exchange Closing Bell and announced a $100,000 donation to Feeding America, displaying the company's commitment to community involvement.

6. Market Performance: Ameriprise stock has outperformed the Nasdaq Composite, showing a remarkable 45.8% year-to-date increase compared to the index's 31.5% gain over the same timeframe.

Market Sentiment and Analyst Recommendations

The overall market sentiment among analysts points towards a strong buy consensus regarding Ameriprise Financial. Based on analyses from ten experts, the recommendation mean score stands at 2.46, signaling positive sentiment towards the stock's future.

Analyst Price Targets

• Target Low: $434.00
• Target Mean: $538.50
• Target High: $653.00

The forecast indicates a potential upside in the coming months, depending on how the stock reacts to reaching the $550 resistance and sustaining momentum.

Conclusion

Ameriprise Financial, Inc. presents retail investors with a blend of opportunities and risks. The strong revenue figure coupled with a consistent dividend yield might appeal to income-focused investors. However, the bearish price trends and analyst uncertainty pose potential challenges.

Investors should consider these factors and closely watch upcoming market movements, particularly around key resistance levels. As the landscape evolves, maintaining a vigilant approach will be crucial in capitalizing on potential stock performance improvements while managing the inherent risks in the financial services sector.