Raymond James Financial, Inc. (RJF): January 2026 Monthly Stock Report

Publication Date: January 02, 2026

Company Overview

Raymond James Financial, Inc. (NYSE: RJF) is a diversified financial services company headquartered in Saint Petersburg, Florida, operating within the asset management industry. Founded in 1962, Raymond James caters to a broad client base, including individuals, corporations, and municipalities across the United States, Canada, and Europe. The firm's extensive service offerings encompass private client group services, capital markets, asset management, and banking.

The Private Client Group delivers personalized financial planning, investment advisory, and portfolio management services tailored to individual needs, whereas the Capital Markets segment focuses on investment banking and securities trading. The Asset Management division assists both retail and institutional clients, offering tailored investment strategies and solutions. Moreover, Raymond James' bank segment provides various loan products and deposit services, reinforcing its comprehensive financial service capabilities.

As a key player in the financial services sector, Raymond James has consistently demonstrated robust performance, posting total revenues of approximately $14.01 billion, positioning itself favorably against competitors.

52-Week Price Performance Analysis

52-Week Price Performance Chart

Analyzing the 52-week price performance of Raymond James Financial reveals a compelling picture of the stock's trajectory. Over the past year, the stock experienced significant fluctuations, achieving a fifty-two-week high of $177.66 and a low of $117.57. Currently, the stock trades at $163.19, slightly below its fifty-day moving average of $160.79, indicating positive momentum.

Technical Indicators

Observations from the price chart indicate an overarching bullish trend beginning in mid-2025. Following a decline in early months, the stock showcased resilience by rallying from its low near the 130 mark, gaining traction to reach levels near 170 by September.

• Key Support and Resistance Levels:
• Resistance: The stock has faced resistance around the 160 level, which has been tested multiple times during the year. A breakout above this level could positively influence momentum going forward.
• Support: At the 140 level, the stock found support during its decline earlier in the year. The 160.59 level serves as a critical junction, aligning with both moving averages and historical resistance.

Recent activity shows the stock consolidating around the 160 mark, signaling indecision among traders. The approach to historic highs around this critical threshold, marked by a 2.82% level, may suggest a potential breakout, which investors should monitor closely. Should the stock maintain upward momentum, it could consolidate further above key resistance levels.

Actionable Insight

Investors are encouraged to watch for signs of sustained trading above the resistance level of 160. A decisive bullish move could validate upward momentum, whereas a failure to hold could trigger a re-test of support zones, particularly near the 140 level.

Financial Performance and Metrics

Raymond James Financial's financial health appears robust, as reflected in key performance metrics:

• Total Revenue: Approximately $14.01 billion.
• Adjusted Earnings Per Share (EPS): The fourth-quarter earnings of $3.11 surpassed analyst expectations, demonstrating strong profitability.
• Client Assets Under Administration: Achieving a record of $1.73 trillion indicates a firm growth trajectory and expanding market footprint.

The stock currently holds a price of $163.19, with analysts projecting: - High Price Target: $198.00 - Mean Price Target: Approximately $183.45 - Low Price Target: $171.00

These projections suggest significant upside potential, reinforcing a "buy" recommendation for investors seeking growth in their portfolios.

Recent News and Developments

In recent weeks, Raymond James Financial has made headlines with its commitment to returning value to shareholders. The firm announced an 8% increase in its quarterly dividend, raising it to $0.54 per share, effective from January 16, 2026. They also unveiled a new $2 billion stock repurchase program, replacing the former $1.5 billion program, reflecting confidence in future growth and cash flow stability.

Analyst ratings have further bolstered market sentiment, with: - Morgan Stanley raising its price target to $185 while maintaining an Equal Weight rating. - Citizens also increasing its price target to $185, focusing on expectations for exceeding fiscal fourth-quarter consensus estimates.

This recent analysis underscores the firm's upward potential and notable robustness in navigating current market conditions.

Market Sentiment and Analyst Recommendations

Overall market sentiment towards Raymond James Financial remains positive, bolstered by recent financial performance and management decisions. The following insights summarize analyst consensus and recommendations:

• Total Analyst Opinions: 11 professional insights.
• Recommendation Mean: 2.46, where lower values indicate stronger buy signals.
• Average Target Price: Approximately $183.45, with the median at $182.00, reflecting a consistent forecast among analysts.

Despite a short interest of about 4.29% of the float, which indicates some investor skepticism, the relatively low percentage suggests a stable perception of the company's future performance. This assurance, combined with solid financial metrics and a growth trajectory, fosters a positive outlook.

Opportunities and Risks

Investors considering Raymond James Financial should weigh both potential opportunities and inherent risks. The favorable target prices suggest appreciable upside around existing valuations. However, broader market dynamics and economic conditions could pose significant risks should shifts occur. A vigilant approach and attention to market signals will be prudent as the firm navigates the complexities of the financial services sector.

In conclusion, with positive developments in dividend growth, share repurchase programs, and strong financial performance, Raymond James Financial appears to be a solid investment opportunity for those seeking exposure to the financial services sector in the upcoming months. As always, prospective investors should conduct further research and consider personal financial circumstances before making investment decisions.