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Verisk Analytics, Inc. (VRSK) Stock Analysis

By Nova Skye | AltStation.io | Updated February 07, 2026

Price

$180.28

Change

-2.38%

Market Cap

$25.19B

Avg Volume

1.4M

Company Overview

Verisk Analytics, Inc. provides data analytics and technology solutions primarily for the insurance industry. Their offerings include underwriting solutions, claims management software, catastrophe modeling, and fraud detection tools. They cater to insurance companies looking to optimize risk selection, pricing, and claim resolution, both in the United States and internationally. Headquartered in Jersey City, New Jersey, Verisk has a broad product portfolio that addresses various aspects of the insurance lifecycle.

Verisk is a market leader in its niche with a strong competitive position. They benefit from proprietary data, extensive analytics capabilities, and established relationships within the insurance sector. Key competitors include companies like Guidewire Software and SAS, which offer similar analytics solutions but lack Verisk’s scale and breadth of data. Market dynamics, particularly the growing need for real-time data and advanced analytics in insurance, bolster Verisk’s competitive edge, but vulnerabilities lie in potential regulatory changes and increased competition from tech-driven startups.

Currently, Verisk is in a growth phase, driven by its continuous investment in technology and expansion into international markets. Recent milestones include strategic acquisitions aimed at enhancing their data analytics capabilities and broadening their service offerings. Their strategic shifts focus on innovation and aligning solutions to the evolving needs of the insurance market, positioning them to capitalize on increasing demand for data-driven insights.

Key Financials

Market Cap

$25.19B

Revenue

$3.03B

EBITDA

$1.49B

Gross Margin

69.6%

Profit Margin

30.4%

Revenue Growth

5.9%

Total Cash

$2.11B

Total Debt

$4.89B

Free Cash Flow

$901.66M

52-Week Price Performance Analysis

Price Statistics

P/E Ratio

27.74

Forward P/E

23.40

Beta

0.80

52-Week High

$322.92

52-Week Low

$180.21

EPS

$6.50

50-Day Avg

$218.39

200-Day Avg

$259.61

Price/Book

66.70

Technical Analysis

Over the past 52 weeks, Verisk Analytics, Inc. (VRSK) has demonstrated a strong downward trend, with a significant decline of 38.7%, reflecting persistent selling pressure. The stock’s performance shows key resistance around the $300 level, which was tested several times from March to July before a clear breakdown occurred. Support can be observed near $179.10, a level reached recently, indicating a critical area for buyers to step in. Price movements over the last few weeks suggest bearish momentum, as the stock has consistently traded below the long-term downward trendline, reinforcing negative sentiment. Currently priced at $180.28, VRSK sits just above its key support, which, if breached, could lead to further declines. Overall, the position of the current price relative to the 52-week range highlights the vulnerability of the stock, making it essential for investors to monitor the support level closely.

Recent News and Developments

Here’s a summary of the latest news and developments for Verisk Analytics, Inc

(VRSK) stock from February 1st to February 7th, 2026:

1. Verisk Estimates Up to $4 Billion in Insured Losses from Winter Storm Fern

Verisk announced on February 3, 2026, that it estimates insured industry losses to property and auto from Winter Storm Fern could reach up to $4 billion. The storm, which impacted the Midwest, Northeast, South, Tennessee Valley, and Mid-Atlantic regions from January 23-26, is primarily expected to cause losses due to freezing, with additional damage from wind and snow. This event could become the third costliest U.S. winter storm on record.

2. U.S. Insurance Industry Reports Strong Underwriting Gain in 2025, Aided by Reduced Catastrophe Losses

On February 6, 2026, Verisk and the American Property Casualty Insurance Association (APCIA) reported significant improvements in the U.S. insurance industry’s performance through the first nine months of 2025. The industry posted an estimated net underwriting gain of $35.3 billion, a substantial improvement from the $4 billion gain in the same period of 2024. This positive trend is attributed to continued premium growth and fewer extreme weather losses, with the combined ratio improving to 94 percent. This marks the first time in a decade that the combined ratio has fallen below 95 through the third quarter, indicating stronger underwriting performance.

Market Sentiment and Analyst Recommendations

Bull Case

Verisk has legitimate tailwinds from catastrophe modeling demand. Winter Storm Fern alone generated a $4 billion insured loss estimate, and the company’s data is essential infrastructure for the insurance industry deciding claim payouts and pricing. The broader insurance sector just posted its best underwriting performance in a decade through Q3 2025, with combined ratios hitting 94 percent for the first time in 10 years. This means insurers are flush with capital and more likely to invest in risk analytics platforms. At 27.74x earnings with 5.9% revenue growth, the valuation isn’t cheap, but analyst consensus sits at $248.50 per share, implying 38% upside from current levels. The stock trades $1.98 above critical support at $179.10, and a break above $195 would signal institutional accumulation is underway. Q4 2025 earnings on February 18-25 will be the first real test of whether management can translate industry tailwinds into actual earnings acceleration.

Bear Case

The 38.7% decline over 52 weeks tells you the market has already priced in concerns that earnings growth can’t keep pace with valuation. A 27.74x P/E multiple demands consistent double-digit earnings growth, but Verisk is only delivering 5.9% top-line revenue growth. The company is carrying $4.89 billion in debt against $2.11 billion in cash, leaving a net debt position of $2.78 billion that limits financial flexibility if growth disappoints. The stock is sitting just $1.18 above critical support at $179.10, and technical breakdown below that level would confirm the downtrend. Even with the industry tailwinds, Verisk’s earnings per share growth hasn’t accelerated in line with the opportunity. Analyst sentiment shows mixed signals, with MarketBeat reporting a “Hold” rating despite 16 buy recommendations, suggesting institutional conviction is fractured.

What to Watch

The Q4 2025 earnings report on February 18-25 is make-or-break. Watch for EPS growth acceleration beyond the $1.72 reported in Q3. If management guides to 2026 revenue growth above 7-8%, that justifies the valuation premium and could push the stock toward the $248-250 analyst target. Conversely, flat guidance or margin compression would confirm the bear thesis. Monitor the $179.10 support level closely over the next two weeks. A break below that triggers a test of $181.72, the 52-week low, and potentially opens a path to $160. Watch for any commentary on insurance industry premium growth and claims frequency trends, which directly impact Verisk’s modeling demand. The key metric is whether catastrophe losses remain elevated in early 2026, which would sustain demand for Verisk’s analytics. Analyst target revisions post-earnings will signal whether the Street still sees 38% upside or if the consensus range compresses lower.

Analyst Consensus

BUY

Based on 16 analyst opinions

Low Target

$195.00

Mean Target

$248.50

High Target

$300.00

Earnings and Financial Data

Sector

Industrials

Industry

Consulting Services

Employees

7,800

Earnings & Dividends

Next Earnings

Feb 18, 2026

EPS (Trailing)

$6.50

Dividend Yield

97.0%

Payout Ratio

26.8%

Frequently Asked Questions

Is VRSK a good stock to buy?

Yes, analysts recommend buying Verisk Analytics (VRSK) with a target price of $248.50. The stock’s current price of $180.28 offers significant upside potential.

What is VRSK’s price target?

The average analyst price target for Verisk Analytics is $248.50. This represents a potential upside of about 37.7% from the current price.

Does VRSK pay a dividend?

Yes, Verisk Analytics has an impressive dividend yield of 97.0%. This makes it attractive for income-focused investors.

What is VRSK’s P/E ratio?

Verisk Analytics has a P/E ratio of 27.74 and a forward P/E of 23.40. These ratios suggest that the stock is valued at a premium, which reflects investor confidence in its growth potential.

What is VRSK’s market cap and 52-week range?

Verisk Analytics has a market cap of $25.19 billion. The stock’s 52-week range is $180.21 to $322.92, indicating significant volatility over the past year.

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Disclaimer: This report is for informational purposes only and does not constitute financial advice. The analysis and opinions expressed are those of AltStation.io and should not be relied upon as the sole basis for investment decisions. Always conduct your own research and consult with a qualified financial advisor before making investment decisions. Past performance does not guarantee future results. Updated February 07, 2026.