Ameriprise Financial, Inc. (AMP) Monthly Stock Report - October 09, 2025

Company Overview

Founded in 1894 and headquartered in Minneapolis, Minnesota, Ameriprise Financial, Inc. operates as a diversified financial services company, primarily within the asset management industry. The firm provides an extensive range of financial planning and advisory services, catering to both individual and institutional clients. Ameriprise is organized into three main segments: Advice & Wealth Management, Asset Management, and Retirement & Protection Solutions. These segments facilitate services including investment management, brokerage, retirement products, insurance, and various banking solutions.

Previously known as American Express Financial Corporation, Ameriprise rebranded in September 2005 to reinforce its independent identity. The asset management industry plays a vital role in the broader financial services sector, with total revenues estimated at approximately $18.2 billion. Currently, the recommendation for investors is to hold their positions, given the market's mixed signals and moderate growth potential.

52-Week Price Performance Analysis

52-Week Price Performance Chart

Ameriprise Financial's stock performance in the last year illustrates a notable degree of volatility and bearish sentiment. The stock is currently trading at $490.81, sitting between its 52-week high of $582.05 and a 52-week low of $396.14. This places the current trading price at approximately 15.68% below the yearly peak.

Technical Analysis

The 52-week stock price chart displays a predominantly bearish trend. Early in the year, the stock was resilient, peaking at levels above $575 in December and February. However, following that strong performance, a consistent downward trajectory emerged, with trading prices declining below $500 by April.

Key indicators reveal:

• Resistance Levels: The most significant resistance has formed around the $525 mark, where the stock faced repeated selling pressure.
• Support Levels: On the downside, $475 has been a critical support level tested multiple times, successfully preventing further declines.

In recent weeks, the stock has stabilized near the $490 level, suggesting potential consolidation. The fifty-day moving average, currently at $501.62, indicates continued bearish pressure as it remains positioned above the current price. Investors should monitor this situation closely; a breakout above the moving average could indicate a reversal or a shift to a sideways trend, whereas a breakdown below $475 would signal further downside risk.

Financial Performance and Metrics

Financial Performance metrics are crucial for assessing Ameriprise's health.

• Total Revenue: Recently reported at $18.18 billion, indicating a solid performance year-over-year.
• Earnings: In Q1 2025, the company reported an 8% profit increase, largely driven by its wealth management division, which experienced a 9% rise in operating revenue to $2.78 billion.
• Earnings Per Share (EPS): Adjusted quarterly operating earnings improved to $9.50 per share, up from $8.39 in the same period last year.

While the absence of an EBITDA figure limits more detailed operational analysis, the available financial indicators reflect a healthy profitability landscape.

Valuation Metrics

• Shares Outstanding: Ameriprise has 94,271,565 shares outstanding, with a relatively low short interest ratio of 2.78%. This suggests a largely positive sentiment towards the company's performance.
• Price Targets: Analysts have set a bullish target high price of $650, with a moderate mean price projection of $551.82 reflecting investor growth expectations.

Recent News and Developments

Ameriprise recently celebrated its 20th anniversary as an independent, publicly traded company, highlighted by significant company milestones, including: - Chairman and CEO Jim Cracchiolo rang the NYSE Closing Bell. - A community service initiative resulted in a $100,000 donation to Feeding America, further establishing its commitment to social responsibility.

The firm experienced a noteworthy surge in stock price on January 29, 2025, reaching an all-time high of $577.28, representing a remarkable 46.49% increase over the previous year. This growth corresponds with a substantial rise in assets under management and administration, which reached $1.5 trillion--a 22% increase from the prior year--and robust revenue figures, reinforcing analyst optimism.

Market Sentiment and Analyst Recommendations

Market sentiment surrounding Ameriprise Financial remains cautiously optimistic. Currently, analysts show a recommendation mean score of 2.57, classifying the sentiment as a "hold". The latest price targets include a high of $650, a mean of $551.82, and a low of approximately $434.

Analyst Insights

• Morgan Stanley recently adjusted their price target upward to $509.
• CFRA provided a similar positive outlook by raising its target to $575.

In summary, while positive developments underscore Ameriprise's long-term potential, the stock's current valuation suggests a cautious approach for investors. The market is reflecting a nuanced perspective, highlighting both potential for growth and the necessity for vigilance in monitoring pricing trends.

Conclusion

In summary, Ameriprise Financial, Inc. presents a mixed investment outlook as of October 09, 2025. The combination of solid financial performance and recent strategic developments is offset by key technical resistance levels and lack of comprehensive profitability metrics like EBITDA. Investors are advised to consider holding their positions while observing key price levels for potential buying signals or additional signs of market weakness.

As the landscape in the asset management sector evolves, Ameriprise's strong client-centric strategies and commitment to community engagement may serve to enhance its reputation and long-term viability amidst market volatility.