Corpay, Inc. (NYSE: CPAY) - Monthly Stock Report - October 2025

Publication Date: October 16, 2025

Company Overview

Corpay, Inc., headquartered in Atlanta, Georgia, is a leading payments company that operates within the technology sector, specifically in the Software - Infrastructure industry. Established in 1986 and formerly known as FLEETCOR Technologies, Inc., Corpay provides a suite of solutions designed to help businesses and consumers manage vehicle-related and lodging expenses across the United States, Brazil, the United Kingdom, and internationally.

Corpay focuses on offering company payment automation services, virtual cards, and specialized lodging solutions. The company serves a diverse clientele, comprising businesses, merchants, and individual consumers. With a total revenue of approximately $4.17 billion, Corpay demonstrates a strong market presence and an ability to adapt to evolving payment needs.

52-Week Price Performance Analysis

52-Week Price Performance Chart

Corpay, Inc.'s stock (CPAY) has been navigating a volatile trading environment over the past 52 weeks. Currently priced at $288.14, the stock shows a notable disconnect from its 52-week high of $400.81. In contrast, it remains above its 52-week low of $269.02, indicating some resilience. The stock has experienced a decline of approximately 17.87% over the year, confirming a predominantly bearish trend characterized by a series of lower highs and lows.

Key Price Levels:

• Resistance Level: The stock has struggled to break through the $360 mark, which emerged as a significant resistance level, especially noted in January and March.
• Support Level: A buying interest has recently been observed near the $280 mark, which serves as a support level, showcasing the potential for stabilization in price.

Moving Averages and Momentum:

The 50-day moving average currently stands at $306.58, indicating that the stock is trading significantly below this average, which may suggest bearish sentiment among investors. The overall trendline is downward sloping, further highlighting the challenges faced by the stock. Recent weeks have displayed consolidation around the support level at $280, but persistent downward pressure persists due to bearish momentum, with no clear indications of a bullish reversal on the horizon.

Financial Performance and Metrics

Corpay, Inc.'s financial performance indicates a healthy operational capacity. Key metrics include:

• Total Revenue: Approximately $4.17 billion
• EBITDA: Roughly $2.2 billion

With these figures, Corpay showcases a robust ability to generate earnings before interest, taxes, depreciation, and amortization. The company's financial health is supported by the following metrics:

• Total Shares Outstanding: 70,614,383
• Short Interest: Approximately 2.42% (with 1,464,378 shares shorted), indicating a relatively low level of investor pessimism.
• Current Price: Priced at $288.14, the stock presents a significant gap to the target high price of $440.00, suggesting substantial growth potential based on analyst recommendations.

The average recommendation score among analysts stands at 1.85, classified as a "buy," reflecting confidence in the company's future performance and a favorable investment outlook.

Recent News and Developments

In recent developments, Corpay, Inc. has initiated strategic partnerships to enhance its market position:

1. Partnership with NCR Voyix: Corpay has announced a collaboration with NCR Voyix to facilitate Corpay fleet card acceptance through Voyix Connect. This integration with Corpay's Comdata system for commercial fuel transactions in the U.S. strikes a significant note for expanding its footprint in the fleet card market.

2. Extension of Partnership with SailGP: Corpay's Cross-Border division has extended its exclusive partnership with the global racing championship SailGP, serving as the Official Foreign Exchange Payments Supplier. This multi-year extension exemplifies Corpay's commitment to supporting international sports and solidifying its brand recognition on a global scale.

As of the latest trading data on October 16, 2025, the stock is trading at $286.66, indicative of slight volatility reflecting current market conditions.

Market Sentiment and Analyst Recommendations

Analysts maintain a cautiously optimistic view on Corpay, Inc. (NYSE: CPAY), with a consensus rating leaning towards a "Moderate Buy." The target mean price is projected at $376.64, with a high estimate of $440.00 and a low estimate of $320.00. This indicates a significant potential upside from current levels and reflects a positive sentiment regarding the company's trajectory.

Summary of Analyst Sentiment:

• Current Price: $286.66
• Target Mean Price: $376.64
• Recent Closing Price Change: - $1.12 (-0.00%)
• Recommendation Score: Average score of 1.85 (from 11 analysts)

Investors looking for opportunities should consider the substantial upside based on analysts' ratings, juxtaposed with ongoing bearish trends affecting the stock.

Conclusion

In summary, Corpay, Inc. presents an intriguing investment case characterized by significant revenue generation and analyst confidence. However, the current bearish trend is a critical point of caution for potential investors. With ongoing partnerships and expansions indicating a proactive approach to driving future growth, Corpay possesses numerous opportunities while also facing underlying risks that could impact stock performance. Investors should remain alert to market trends and developments that may present further clarity in the upcoming months.