American International Group, Inc. (AIG) Monthly Stock Report - December 12, 2025

American International Group, Inc. (AIG) is a key player in the diversified insurance industry, operating within the financial services sector. Founded in 1919 and based in New York, AIG offers a comprehensive array of insurance products targeted at commercial, institutional, and individual customers both in North America and globally. This includes commercial property insurance, workers' compensation, professional liability, marine insurance, and personal insurance products such as auto and homeowners plans. Furthermore, AIG enriches its service offerings with mortgage and loan products, underscoring its commitment to client-centric solutions.

52-Week Price Performance Analysis

As of December 12, 2025, AIG's stock price stands at $82.85, reflecting an upward trend of approximately 16.16% over the past year. The stock has demonstrated a generally bullish trend characterized by a series of higher highs and higher lows on its 52-week price chart, indicating strong investor confidence.

Key technical indicators reveal important support and resistance levels. The stock's support level hovers around $70, a robust foundation that has helped prevent further declines during periods of market volatility. Meanwhile, resistance is encountered near the $85 threshold, where the stock has historically struggled to maintain momentum. Notably, AIG's current price is above its fifty-day moving average of $78.41 and its 52-week low of $69.24. Thus, the stock exhibits healthy short-term momentum with potential for further appreciation, particularly if it breaks through the critical resistance at $85.

The moving average serves as a dynamic support line during bullish phases and has provided upward support recently. Recent price action suggests a bullish continuation if sustained trading volume occurs alongside price increases, fostering optimism about potential upward movements.

Financial Performance and Metrics

52-Week Price Performance Chart

American International Group has reported solid financial health, with total revenues reaching approximately $27.12 billion, demonstrating operational efficiency and robust cash flow generation. Its EBITDA stands at about $8.31 billion, reflecting a well-structured revenue model with a focus on profitability. This consistent financial performance also positions AIG favorably for future growth and investor attraction.

The company currently operates with a total of 539,576,054 outstanding shares, with 14,905,279 shares sold short, indicating a relatively low short interest of approximately 0.0369% of the float. The available float for trading is 538,011,283 shares, suggesting that the majority of investors maintain a favorable outlook on the company's performance.

Valuation Metrics

• Current Stock Price: $82.85
• Target High Price: $97.00
• Mean Price Target: Approximately $87.53
• Median Price Target: $88.00

AIG's potential for future appreciation is underscored by the target high price set at $97, while analysts project a more conservative average price target of $87.53, indicating a compelling upside from current valuations.

Recent News and Developments

On November 4, 2025, AIG's Board of Directors announced a quarterly cash dividend of $0.45 per share, to be paid on December 30, 2025, to shareholders of record as of December 16, 2025. This decision highlights AIG's ongoing commitment to shareholder value, which could attract more investors looking for income-generating stocks.

However, analyst sentiment has displayed some variability. On December 7, 2025, Barclays downgraded AIG's rating from "overweight" to "equal weight," adjusting their price target from $95.00 to $88.00. In contrast, Goldman Sachs maintained a "neutral" recommendation for AIG on November 20, 2025. This mixed laundry list of ratings suggests that while some analysts are cautious, there remain strong foundational elements supporting AIG's growth trajectory.

Market Sentiment and Analyst Recommendations

Overall market sentiment for AIG leans towards a "buy" recommendation among analysts, with an average recommendation rating of 2.43 (on a scale where 1.0 is a strong buy and 5.0 is a strong sell). This aligns with the bullish price trajectory observed in the stock's recent performance.

The analyst consensus indicates confidence in AIG's capacity to enhance shareholder value, particularly in light of its solid financial foundation and attractive valuation metrics. The lower short interest (0.0369%) within the stock supports the idea that a majority of investors maintain a bullish outlook on AIG's future performance.

Key Points for Investors

• Opportunities: Strong revenue and EBITDA figures, recent dividend announcement, positive long-term growth potential, and low short interest suggesting bullish investor sentiment.
• Risks: Analyst downgrades may signal caution, particularly in the face of fluctuating market conditions that could affect the insurance industry.

Conclusion

In conclusion, American International Group, Inc. offers a compelling investment opportunity for retail investors seeking exposure to the diversified insurance sector. With solid financial performance, promising price targets, and a commitment to returning value to shareholders through dividends, AIG stands positioned for potential growth. However, investors should remain vigilant of market dynamics and analyst sentiment fluctuations that may influence stock performance in the near to medium term. As always, conducting thorough individual research and considering market conditions will be paramount for those looking to navigate the ever-evolving landscape of finance and investment.